Compare Wealthsimple spending cards. 1% back in cash, stock, or crypto, no foreign transaction fees, tied to your Wealthsimple account.
The Wealthsimple Prepaid Mastercard has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $25. Estimated first-year value is $248.
Cash Back
You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $206.
Cash Back
You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $206.
Cash Back
Complete Guide
Compare Wealthsimple spending cards. 1% back in cash, stock, or crypto, no foreign transaction fees, tied to your Wealthsimple account.
Wealthsimple, Canada's leading commission-free investing app, offers spending cards tied to its Wealthsimple Cash account. Cardholders earn 1% back — payable in cash, stock, or crypto — with no foreign transaction fees, and unlock higher perks as their Wealthsimple assets grow (Premium and Generation tiers).
Wealthsimple cards suit existing Wealthsimple investing or Cash clients who want a frictionless, no-FX-fee card and like the idea of reinvesting rewards directly into stocks or crypto.
3
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
No. Wealthsimple spending cards charge no foreign transaction fees, which makes them handy for travel and online purchases in foreign currencies.
The card earns 1% back on purchases, which you can receive as cash, stock, or crypto. Higher Wealthsimple account tiers (Premium, Generation) can unlock additional benefits.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
