Save 2.5% on every international purchase. Compare cards that waive foreign transaction fees.
It comes with a welcome bonus of 45,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,088.
Scene+
Ends Jul 1, 2026
It comes with a welcome bonus of 80,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $847.
Scene+
Ends Jul 1, 2026
It comes with a welcome bonus of 60,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $810.
Scene+
The Scotiabank Passport Visa Infinite Business Card offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of 40,000 points. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $735.
Scene+
It comes with a welcome bonus of 100,000 points. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $730.
Scene+
You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $206.
Cash Back
You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $206.
Cash Back
You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $94.
Cash Back
You earn 1.5x on groceries and 0.25x at restaurants. Estimated first-year value is $42.
Cash Back
The Wise Visa Card has no annual fee, making it risk-free to hold.
Complete Guide
Save 2.5% on every international purchase. Compare cards that waive foreign transaction fees.
Most Canadian credit cards charge 2.5% on foreign currency purchases — that's $25 on every $1,000 spent abroad or on US-dollar online subscriptions. No-FX-fee cards eliminate this charge entirely, saving frequent travellers and online shoppers hundreds per year.
11
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
Scotiabank Passport Visa Infinite, Brim Financial cards, and the Home Trust Preferred Visa all waive the 2.5% FX fee.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
