Best Scotiabank Credit Cards in Canada - September 2026

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Scotiabank Gold American Express® Card

Scotia Scene+

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerAfter $7,500 in 12 months: Up to 50,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $12,000+

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Rewards: Rate
With the partner brand: 6x
Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Streaming: 3x
Transit: 3x
Gas & EV: 3x

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Scotiabank®* Platinum American Express® Card

Scotia Scene+

Annual fee: $399
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,000
Welcome offerAfter $10,000 in 6 months: Up to 100,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $399/yr
Min. annual income: $12,000+

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Scotiabank Passport® Visa Infinite +* Card

Scotia Scene+

Annual fee: $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $350
Welcome offerAfter $2,000 in 3 months: Up to 35,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

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Rewards: Rate
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

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Scotiabank Passport® Visa Infinite Privilege* Card

Scotia Scene+

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual credit$250Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,050
Welcome offerAfter $20,000 in 6 months: Up to 80,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Travel: 3x
Restaurants: 2x
Entertainment: 2x

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Scotia Momentum® Visa Infinite +* Card

Scotia Cash BackFirst-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$300Annual fee rebated$120Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $420
Welcome offerAfter $2,000 in 3 months: Up to $300 Cash Back; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

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Rewards: Rate
Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

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Scotiabank American Express® Card

Scotia Scene+

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $100
Welcome offerAfter $1,000 in 3 months: Up to 10,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $0
Min. annual income: $12,000+

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Rewards: Rate
Groceries: 2x
Entertainment: 2x
Restaurants: 2x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

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Scotiabank® Scene+™ Visa* Card

Scotia Scene+

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$50Total$50Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $50
Welcome offerAfter $1,000 in 3 months: Up to 5,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $0
Min. annual income: $12,000+

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Rewards: Rate
Groceries: 2x

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Scotia Momentum® Visa* Card

Scotia Cash Back

Annual fee: $49
Welcome offerFor 9 months: 0.99% on balance transfers; Ends Jan 3, 2027

Features
Issuer: Scotia
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $49/yr
Min. annual income: $12,000+

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Rewards: Rate
Transit: 2x
Pharmacy: 2x
Bills & recurring payments: 2x
Groceries: 2x
Streaming: 2x
Gas & EV: 2x

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Scotia Momentum® No-Fee Visa* Card

Scotia Cash Back

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $100
Welcome offer+ 0.99% introductory rate on balance transfers for the first nine monthsAfter $2,000 in 3 months: Up to $100 cash back; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $0
Min. annual income: $12,000+

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Rewards: Rate
Groceries: 1x
Gas & EV: 1x
Pharmacy: 1x
Transit: 1x
Bills & recurring payments: 1x
Streaming: 1x

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Scotiabank Value® Visa* Card

Scotia First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $29
Our valuationMilesopedia first-year estimate First-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $29
Welcome offer$29 annual fee rebated: First Year Annual Fee Rebate; Ends Jan 3, 2027

Features
Issuer: Scotia
Network
Loyalty Program: —

Fees and terms
Annual Fee: $29/yr
Min. annual income: $12,000+

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Best Scotiabank Credit Cards in Canada - September 2026

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