American Express Cobalt Card
Annual fee
$191.88
Our valuation
$255
Welcome offer
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$191.88/yr ($15.99/mo)
Min. annual income
—
Read full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Convenience
5x
Streaming
3x
Transit
2x
Gas & EV
2x
Read full review
Scotiabank Gold American Express Card
Annual fee
$120
Our valuation
$500
Welcome offer
Up to 50,000 points
Ends Nov 1, 2026
Apply Now

on Scotiabank's website

Features
Issuer
Scotia
Network
Loyalty Program
Scene+
Fees and terms
Annual Fee
$120/yr
Min. annual income
$12,000+
Read full review
Rewards
Rate
With the partner brand
6x
Groceries
5x
Entertainment
5x
Restaurants
5x
Streaming
3x
Transit
3x
Gas & EV
3x
Read full review
American Express Platinum Card
Annual fee
$799
Our valuation
$2,200
Welcome offer
Up to 100,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$799/yr
Min. annual income
—
Read full review
Rewards
Rate
Travel
2x
Restaurants
2x
Read full review
National Bank World Elite Mastercard
Annual fee
$0 $150
Our valuation
$300
Welcome offer
First Year Annual Fee Rebate
Ends Nov 4, 2026
Apply Now

on National Bank's website

Features
Network
Loyalty Program
NBC Rewards
Fees and terms
Annual Fee
$150/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Travel
2x
Bills & recurring payments
2x
Gas & EV
2x
Read full review
Tangerine Rewards World Elite Mastercard
Annual fee
$120
Our valuation
$500
Welcome offer
Up to 50,000 points
Ends Jan 31, 2027
Apply Now

on Tangerine's website

Features
Issuer
Tangerine
Network
Loyalty Program
Scene+
Fees and terms
Annual Fee
$120/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Groceries
1.5x
Gas & EV
1.5x
Bills & recurring payments
1.5x
Read full review
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