Best No Foreign Transaction Fee Cards in Canada - November 2026

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BMO eclipse Visa Infinite Privilege* Card

BMO BMO Rewards

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,340Total$1,340Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,340
Welcome offerAfter $40,000 in 12 months: Up to 200,000 points; Ends Oct 31, 2027

Features
Issuer: BMO
Network
Loyalty Program: BMO Rewards

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Health & wellness: 5x
Restaurants: 5x
Travel: 5x
Groceries: 5x
Gas: 5x

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Scotiabank Passport® Visa Infinite +* Card

Scotia Scene+

Annual fee: $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$450Total$450Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $450
Welcome offerAfter $10,000 in 6 months: Up to 45,000 points; Ends Jan 3, 2027

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

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Rewards: Rate
With the partner brand: 3x
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

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Scotiabank Gold American Express® Card

Scotia Scene+

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$650Total$650Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $650
Welcome offerAfter $7,500 in 12 months: Up to 65,000 points; Ends Jan 3, 2027

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $12,000+

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Rewards: Rate
With the partner brand: 6x
Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Gas: 3x
Streaming: 3x
Transit: 3x

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Scotiabank®* Platinum American Express® Card

Scotia Scene+

Annual fee: $399
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700$100 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $10,000 in 12 months: Up to 80,000 points; Ends Jul 1, 2027

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $399/yr
Min. annual income: $12,000+

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Scotiabank Passport® Visa Infinite Privilege* Card

Scotia Scene+

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Annual credit$250Total$950$100 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $950
Welcome offerAfter $20,000 in 6 months: Up to 80,000 points; Ends Jan 3, 2027

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Travel: 3x
Restaurants: 2x
Entertainment: 2x

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Wealthsimple Visa Infinite+* Card

WealthsimpleCash Back

Annual fee: $240
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerInvitation-only offer (new Wealthsimple clients): extra 3% cash back (5% total) on the first $10,000 in net purchases during the 35 days after approval. The card must stay open for 180 days after the boosted period.: Up to $500 cash back

Features
Issuer: Wealthsimple
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $240/yr
Min. annual income: $80,000+

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