Best Airline Credit Cards in Canada - September 2026

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Best Cards 1st Yr Free Cash Back Travel Groceries Gas & EV Business Low Interest

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TD® Aeroplan® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,239
Welcome offerAfter $12,000 in 12 months: Up to 50,000 points

Features
Issuer: TD
Network
Loyalty Program: Aeroplan

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

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Rewards: Rate
Gas & EV: 1.5x
Groceries: 1.5x
Air Canada flights: 1.5x

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American Express® Aeroplan®* Reserve Card

Amex Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,700Annual credit$100Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,800
Welcome offerAfter $7,500 in 3 months: Up to 85,000 points

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on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer: Amex
Network
Loyalty Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: —

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Rewards: Rate
Air Canada flights: 3x
Restaurants: 2x

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TD® Aeroplan® Visa Infinite Privilege* Credit Card

TD Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $2,100
Welcome offerAfter $24,000 in 12 months: Up to 100,000 points

Features
Issuer: TD
Network
Loyalty Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Air Canada flights: 2x
Restaurants: 1.5x
Groceries: 1.5x
Travel: 1.5x
Transit: 1.5x
Gas & EV: 1.5x

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BMO VIPorter World Elite®* Mastercard®*

BMO Porter VIPorter First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $199
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,249
Welcome offer+ one round-trip companion passAfter $18,000 in 12 months: Up to 70,000 points; Ends Oct 31, 2026

Features
Issuer: BMO
Network
Loyalty Program: Porter VIPorter

Fees and terms
Annual Fee: $199/yr
Min. annual income: $80,000+

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Rewards: Rate
Porter flights: 3x
Groceries: 2x
Convenience: 2x
Transit: 2x
Gas & EV: 2x
Restaurants: 2x

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WestJet RBC® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 4, 2026

Features
Issuer: RBC
Network
Loyalty Program: WestJet Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $80,000+

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Rewards: Rate
Groceries: 2x
Gas & EV: 2x
Transit: 2x
With the partner brand: 2x

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BMO VIPorter Mastercard®*

BMO Porter VIPorter First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $89
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$600Annual fee rebated$89Total$689Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $689
Welcome offerAfter $10,000 in 12 months: Up to 40,000 points; Ends Oct 31, 2026

Features
Issuer: BMO
Network
Loyalty Program: Porter VIPorter

Fees and terms
Annual Fee: $89/yr
Min. annual income: —

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Rewards: Rate
Porter flights: 2x
Groceries: 1x
Transit: 1x
Restaurants: 1x
Gas & EV: 1x
Convenience: 1x

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United® MileagePlus® Neo World Elite® Mastercard

Neo United MileagePlus

Annual fee: $89
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$400Total$400Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $400
Welcome offerAfter $3,000 in 3 months: Up to 25,000 miles

Features
Issuer: Neo
Network
Loyalty Program: United MileagePlus

Fees and terms
Annual Fee: $89/yr
Min. annual income: $80,000+

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Rewards: Rate
United flights: 1.25x
Groceries: 1x
Restaurants: 1x

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RBC British Airways Visa Infinite

RBC British Airways Club

Annual fee: $165
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,000
Welcome offerAfter $6,000 in 3 months: 50,000 Avios

Features
Issuer: RBC
Network
Loyalty Program: British Airways Club

Fees and terms
Annual Fee: $165/yr
Min. annual income: $60,000+

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Rewards: Rate
Restaurants: 2x

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