RBC Avion Visa Infinite Business Card
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($175 annual fee rebated)
- +Welcome Bonus: 100,000 points
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
The RBC Avion Visa Infinite Business Card is the premium business credit card in the RBC Avion Rewards program, designed for business owners who travel.
Get up to 100,000 Avion points and the first year annual fee waived:
- 25,000 points upon approval
- 20,000 points on your first purchase
- 20,000 points when you spend $5,000 in the first 3 months
- 35,000 points when you spend $15,000 in the first 6 months
Offer valid for applications received by November 30, 2026.
What the card gives you:
- 1.25 Avion points per dollar in net purchases charged to your card, up to $75,000 per year, then 1 point per dollar beyond that
- A Visa Airport Companion membership, which opens access to more than 1,300 airport lounges worldwide, at US$32 per person per visit
- Avion points that are redeemable for travel with a great deal of flexibility, with no blackout dates
- Additional cards for your employees, at $75 each, up to 9 cards
The annual fee is $175 (waived the first year). The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% conversion fee applies to foreign currency transactions.
Rewards
All Spending
1.25x
RBC Avion Rewards - Elite pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
37,500
RBC Avion Rewards - Elite/yr
Estimated Value
$563
After Fees
+$563
1st Year Value
$2,063
incl. welcome bonus
Annual rewards breakdown
- Earn 25,000 RBC Avion Rewards - Elite after $0 in purchases within the first year
- Earn 20,000 RBC Avion Rewards - Elite after $0 in purchases within the first 3 months
- Earn 20,000 RBC Avion Rewards - Elite after $5,000 in purchases within the first 3 months
- Earn 35,000 RBC Avion Rewards - Elite after $15,000 in purchases within the first 6 months
First-year advantages
- $175
Transfer partners
American Airlines AAdvantage
Airline
Perks & Benefits
Concierge Service
24/7
Travel Insurance
Travel medical (under 55)
Included
Travel medical (55-64)
Included
Travel medical (65+)
Included
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $5,000
Hotel Burglary
Up to $2,500
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $2,000 / 1 year(s)
Auto Rental
Up to $65,000 / 48 days
Fees and interest rates
- Annual Fee$175
First Year Annual Fee Rebate
- Additional card fee$75
- Foreign currency conversion fee2.5%
- Purchase Rate19.99%
- Balance transfer rate22.99%
- Cash advance rate22.99%
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
- Get up to 100,000 Avion points: 25,000 points upon approval, 20,000 points on your first purchase, 20,000 points when you spend $5,000 in the first 3 months and 35,000 points when you spend $15,000 in the first 6 months
- First year annual fee waived
- Earn 1.25 Avion points for every dollar in net purchases spent on your card, up to $75,000 per year
- Enjoy access to over 1,300 airport lounges worldwide with a Visa Airport Companion membership
Offer valid for applications received between August 25 and November 30, 2026.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Sparks and Bloom may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.
