BMO Ascend^® Business Mastercard^®*

The BMO Ascend® Business Mastercard®* earns BMO Rewards points without an annual fee. It suits businesses that regularly pay for fuel, office supplies and telecom and want to put their points toward eligible travel.

The 25,000-point welcome bonus

You earn 25,000 BMO Rewards points after $3,000 in eligible net purchases in the first 110 days after opening the account. The offer applies to applications received through June 2, 2027.

What your spending can earn

• 2 points per dollar on eligible gas, office supplies and mobile and internet bills, up to a combined $50,000 in annual purchases.
• 1 point per dollar on other eligible purchases and on spending above the cap.

A business spending $600 a month in the higher-earning categories and $900 on other eligible purchases would earn 25,200 points a year, plus the welcome bonus if it qualifies.

Budget for a balance transfer

BMO offers eligible new customers a 0% promotional balance transfer rate for nine months. The 3% fee comes to $90 on a $3,000 transfer. To make the most of the promotional rate, plan to repay the balance before it expires.